Provider WellFleet/CIGNA
Policy Year August 1, 2023, through July 31, 2024
Plan Features
  • Fully compliant with the Affordable Care Act (ACA)
  • Access to In-Network providers at home, on campus, or throughout the country through the CIGNA PPO network.
  • Unlimited plan maximum benefit
  • $100 Individual/$200 Family Deductible In Network
  • Coverage at 80% In-Network & 60% Out-of-Network
  • In-Network Physician’s Office visits are covered at 80% – no copay
  • In-Network Preventive care services with no deductibles, copays, or coinsurance
  • Prescription drug coverage with low copays via WellFleet RX
  • Pediatric Dental & Vision coverage up to age 19
  • Worldwide assistance services through Travel Guard
  • A voluntary Dental Plan and a Voluntary Vision Plan are available to all students
Comprehensive Coverage for
  • Emergency Room visits
  • Inpatient/Outpatient hospitalization
  • Physicians visits
  • Lab work and tests
  • Preventive and Chronic Care Treatment
  • Unanticipated sickness and injury
  • Access to wellness information
  • Ability to add spouses/domestic partners and dependents
RATES FOR 2022-2023 Annual *Fall Spring/Summer Summer
Coverage Dates 8/1/2023 – 7/31/2024 8/1/2023 – 12/31/2023 1/1/2024 – 7/31/2024 5/1/2024 – 7/31/2024
Student $3,873 $1,624 $2,249 $976
Spouse/Partner $3,873 $1,624 $2,249 $976
Each Child+ $3,873 $1,624 $2,249 $976
All Children+ $7,746 $3,248 $4,498 $1,952
*Fall-only coverage is only available to students in one-semester programs at the University. Students who graduate in December must contact Contact before November 17, 2023, for a refund of the Spring/Summer portion once we verify your graduation.
Personal Health Insurance Required Optional
Full-Time Students (Graduate, Undergraduate, English Language Institute) ✔  
Part-Time Students   ✔
Students of Model Secondary School for the Deaf   ✔
Important Information Gallaudet does not accept Medicaid outside of D.C., Maryland, or Virginia.
Accepted for Waiver Family/Parental Policy Medicare Policy Individual Policy
Not Accepted for Waiver Medicaid plans from outside D.C., Maryland, or Virginia are not accepted. Out-of-area plans will not cover medical services outside of your home state.
Action Required for All Students – Each Semester If you have other insurance, you must waive the Gallaudet plan to avoid being charged the Health Insurance fee. Even if you received a waiver last semester, you must do this process again each semester if you do not want to purchase the Gallaudet plan. Failure to provide comparable insurance information on the waiver form will result in automatic enrollment to the University plan and will be added to your student account. 
DEADLINES Fall Semester Spring Semester Summer Session
Enroll or Waive by  September 1, 2023 January 19, 2024 May 10, 2024



To complete the Online Health Insurance Decision form for the 2023-2024 policy year:

  1. Go to
  2. Click on “Account Home” on the left column under My Account; you will be redirected for authentication.
  3. Use your Gallaudet email and password to log in.
  4. Click on ‘Purchase Health Insurance/Waive Health Insurance’.
  5. Click the ‘I want to Purchase or I want to Waive’ button. If you want to waive, please have your health insurance card available, as you’ll need the information to complete the waiver information section.
  6. Follow the instructions to complete the form.
  7. Print or write down your reference number. Receipt of this number confirms acceptance of your form.

*If a waiver form is not submitted by the deadline, you will remain enrolled and billed for the Student Health Insurance Plan for the semester.


You can contact your University representative, Sherri Necessary or Gallagher Student Health & Special Risk at 1-844-598-1939 or by visiting the Customer Service contact page at

Contact Us

Campus Services

College Hall 314

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