SHIP Coverage Details

• Fully compliant with the Affordable Care Act (ACA)
• Access to In-Network providers at home, on campus, or throughout the country through the CIGNA PPO network.
• Unlimited plan maximum benefit
• $100 Individual/$200 Family Deductible In Network
• Coverage at 80% In-Network & 60% Out-of-Network
• In-Network Physician’s Office visits are covered at 80% – no copay
• In-Network Preventive care services with no deductibles, copays, or coinsurance
• Prescription drug coverage with low copays via WellFleet RX
• Pediatric Dental & Vision coverage up to age 19
• Worldwide assistance services through Travel Guard
• Telehealth is available and sponsored by Wellfleet through Teledoc
• A voluntary Dental Plan and a Voluntary Vision Plan are available to all students

• Emergency Room visits
• Inpatient/Outpatient hospitalization
• Physicians visits
• Lab work and tests
• Preventive and Chronic Care Treatment
• Unanticipated sickness and injury
• Access to wellness information
• Ability to add spouses/domestic partners and dependents

2025-2026