Policy Information

Provider WellFleet/CIGNA
Policy Year August 1 through July 31
Plan Features
  • Fully compliant with the Affordable Care Act (ACA)
  • Access to In-Network providers at home, on campus, or throughout the country through the CIGNA PPO network.
  • Unlimited plan maximum benefit
  • $100 Individual/$200 Family Deductible In Network
  • Coverage at 80% In-Network & 60% Out-of-Network
  • In-Network Physician’s Office visits are covered at 80% – no copay
  • In-Network Preventive care services with no deductibles, copays, or coinsurance
  • Prescription drug coverage with low copays via WellFleet RX
  • Pediatric Dental & Vision coverage up to age 19
  • Worldwide assistance services through Travel Guard
  • Telehealth is available and sponsored by Wellfleet through Teledoc
  • A voluntary Dental Plan and a Voluntary Vision Plan are available to all students
Comprehensive Coverage for
  • Emergency Room visits
  • Inpatient/Outpatient hospitalization
  • Physicians visits
  • Lab work and tests
  • Preventive and Chronic Care Treatment
  • Unanticipated sickness and injury
  • Access to wellness information
  • Ability to add spouses/domestic partners and dependents
Rates for 2026-2027 Academic Year Annual Fall Only Spring & Summer Spring Only Summer Only
Coverage Dates 8/1/26-7/31/27 8/1/26-12/31/26 1/1/27-7/31/27 1/1/27-5/31/27 5/1/27-7/31/27
Student $3,635 $1,524 $2,111 $1,504 $918
Personal Health Insurance Required Optional
Full-Time Students and/or Any Student Living On-Campus        X  
Part-Time Students Living Off-Campus          X
Online Students Living Off-Campus          X
Important Information Gallaudet does not accept Medicaid outside of D.C., Maryland, or Virginia.
Accepted for Waiver Family/Parental Policy Medicare Policy Individual Policy
Not Accepted for Waiver Medicaid plans from outside D.C., Maryland, or Virginia are not accepted. Out-of-area plans will not cover medical services outside of your home state.
Action Required for All Students – Each Semester If you have other insurance, you must waive the Gallaudet plan to avoid being charged the Health Insurance fee. Even if you received a waiver last semester, you must do this process again each semester if you do not want to purchase the Gallaudet plan. Failure to provide comparable insurance information on the waiver form will result in automatic enrollment to the university plan, which will be added to your student account.
Academic Year DEADLINES Fall Semester Spring Semester Summer Session

2026-2027

 

 Enroll or Waive by September 11, 2026 Enroll or Waive by January 29, 2027 Enroll or Waive by May 17, 2027

 

Academic Year 2026-2027 Timeline Plan Start  GU Add/Drop  GSH System Lockout SHS Reconciliation with GSH Insurance no more adds 90 days
Fall 1-Aug 11-Sept 12-Sept 18-Sept  1-Nov
Spring 1-Jan 29-Jan 30-Jan 5-Feb 1-Apr
Summer 1-May 17-May 18-May 24-May 1-Aug

 

The information above is available in ASL. Please see the sidebar with “ASL SHIP Information”.

Contact

  • Student Health Services
  • Peter J. Fine Health Center | 102
  • shs@gallaudet.edu
  • (202) 651-5090
  • (202) 921-6211
    • Monday
    8 AM - 4:30 PM
    Tuesday
    8 AM - 4:30 PM
    Wednesday
    8 AM - 4:30 PM
    Thursday
    8 AM - 4:30 PM
    Friday
    8 AM - 4:30 PM
    Saturday
    10 AM - 2 PM
    Sunday
    Closed
Back to Student Health Insurance Plan
ASL Student Health Insurance Plan (SHIP) Information